The purpose of using plain text today is primarily a “lowest common denominator” independence from programs that require their very own special encoding or formatting (with due sacrifices and limitations). Plain text files can be opened, read, and edited with most text editors. Examples include Notepad (Windows), edit (DOS), ed, emacs, vi, vim, Gedit or nano (Unix, GNU/Linux), SimpleText (Mac OS), or TextEdit (Mac OS X). Other computer programs are also capable of reading and importing plain text. It can also be used by simple computer tools such as line printing text commands like type (DOS and Windows) and cat (Unix).

Plain text files are almost universal in programming; a source code file containing instructions in a programming language is almost always a plain text file. Plain text is also commonly used for configuration files, which are read for saved settings at the startup of a program.

Plain text is the original and ever popular method of conveying e-mail. HTML formatted e-mail messages often include an automatically-generated plain text copy as well, for compatibility reasons.